You will be entered to win a Nintendo Wii just by letting us review your current loans and see if we can do better! Most types of credit will qualify, including Utah auto loans, HELOCs, and credit cards.

If you are carrying balances on credit cards with other banks such as Citigroup, Chase and CapitalOne, you might want to read the fine print on your latest statement. Many card issuers have recently raised their rates with impunity–even for customers with good credit history.

If you are being gouged, let St. George Beehive Credit Union offer you a low interest rate on financing to pay off your current balance. Unlike some financial institutions, we do not employ the deceptive lending practices that are causing an outrage among Utah borrowers.

You can find St. George Beehive Credit Union at 1227 E. 100 S. in St. George. Give us a call at 801-484-8811 if you have any questions about lowering your credit card interest.

We have been helping Santa Clara and Leeds families beat their credit card rates since 1954.

Year end festivities often strain tight budgets. At St. George Beehive Credit Union, we help ease the pain for Washington loan customers with our popular year end promotion. The St. George Beehive Credit Union Holiday Charity Skip-a-Payment program allows members to skip a monthly loan payment in November, December or January.

The fee for this service is $35, a portion of which is donated to charitable organizations. See our Skip a Payment Website for all the details.

St. George Beehive Credit Union is located at 1227 E. 100 S. in St. George. Our phone number is 801-484-8811. We have been serving Santa Clara and Leeds families since 1954.

FinanceWorks connects to over 5,000 financial institutions and creditors, in and out of Utah. Leeds and Hurricane credit union account holders who use FinanceWorks can see all of their accounts including checking, savings, Money Market, credit card, IRAs, and HELOCs.

In addition to all the existing St. George Beehive Credit Union internet banking tools such as online bill pay, online loan approval, check ordering, funds transfers, e-statements and direct deposit, FinanceWorks allows St. George members to budget and monitor their spending more effectively.

St. George Beehive Credit Union FinanceWorks is your secret weapon for conquering your money management problems.

On another note: our recently-introduced Second Chance Checking is becoming very popular in Santa Clara and Leeds. If you have had prior financial hardship and are unable to qualify for one of St. George Beehive Credit Union’s traditional checking accounts, see http://www.beehivecredit.com/contact_locations.shtml or call 801-484-8811 for info on St. George Beehive Credit Union’s Second Chance Checking. We want to help you get back on track.

Beehive’s Second Chance Checking was introduced recently and is now helping many Washington credit union account holders. Second Chance Checking is for St. George Beehive Credit Union members who are recovering from financial hardship that resulted in credit problems. Whether it was a job layoff, crushing medical bills or a failed business that created the unfortunate situation, St. George Beehive Credit Union wants to help affected Santa Clara credit union members return to credit worthiness. See URL for more information.

St. George Beehive Credit Union has also recently added FinanceWorks to Beehive Online Banking. FinanceWorks is unlike any other money management system. It is powered by Quicken, the best-selling and most trusted leader in the financial software industry. With St. George Beehive Credit Union FinanceWorks, you can manage all of your accounts, including those at other financial institutions! FinanceWorks has dozens of revolutionary features that work in combination to provide the most powerful personal and business financial management tool ever created. You can take a tour of FinanceWorks at http://www.beehivecredit.com/financeworks/.

If you have not yet signed up for St. George Beehive Credit Union Online Banking, now is the time. Don’t worry if you are not computer savvy, St. George Beehive Credit Union Online Banking was designed for novices. To talk to a neighborly account specialist at your St. George branch, call 801-484-8811. We are eager to walk you through it. We don’t know of any Online Banking user who ever went back to their old way of banking.

Visit http://www.beehivecredit.com/contact_locations.shtml regularly to keep apprised of current promotions, fraud alerts and the latest interest rates. There are always good things happening at St. George Beehive Credit Union!

St. George BCU can help you out with all your gift buying. Our Prepaid Visa cards can be loaded with any amount up to $2000 and are accepted at any store that takes Visa, whether in or out of the Washington area. The cards can also be registered to the recipient so he or she can use them for online purchases.

If you keep several St. George Beehive Credit Union Prepaid Visa cards on hand, you will always be prepared for those special occasions.

A Prepaid Visa card is also great for a child who is heading off to college. Instead of giving your son or daughter a conventional credit card that has a fixed credit limit, you can provide a Prepaid Visa card. Then you can reload the card as needed during the school year-either online or at your St. George Beehive branch.

St. George Beehive Credit Union Prepaid Visa Cards make gift shopping quick and easy!

The IRS Tax Website outlines the qualifications:

• Applies only to homes used as a taxpayer’s principal residence.
• Reduces a taxpayer’s tax bill or increases his or her refund, dollar for dollar.
• Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.

Now is the best time to buy your first Washington home. Utah homes prices have not risen significantly in the past few months and there are still many affordable Santa Clara and Leeds homes for sale.

Do you need another reason? Here it is; St. George Beehive Credit Union mortgage interest rates are still at historic lows! Call a neighborly St. George Beehive Credit Union loan specialist at 801-484-8811 or use our Online Loan Calculator. You may discover that your monthly mortgage payment will end up being lower than your current rent.

St. George Beehive Credit Union offers the full range of Utah mortgage loans; fixed-rate, adjustable-rate, balloon, interest-only and reverse mortgages. At St. George Beehive Credit Union, first time Hurricane homebuyers experience a quick and hassle free application process. That is only one of the ways the friendly loan specialists at St. George Beehive Credit Union guide first time buyers every step of the way.

At St. George Beehive Credit Union, we help St. George first-time home buyers understand the different types of mortgages and guide them in their choice. Buying a home is a significant financial commitment, we don’t want you to go it alone. The neighborly mortgage loan specialists at St. George Beehive Credit Union are dedicated to making sure Washington home buyers get the right loan for their situation.

St. George Beehive Credit Union provides all types of Leeds real estate funding: construction financing, new home loans, lot loans, FHA, VA and ARMs.

If you are interested in refinancing your current St. George mortgage, take the Mortgage Makeover. This is a handy tool that helps you answer the following questions:

• Do I understand my current mortgage?
• Am I increasing my equity in my home each month?
• Am I making progress toward reducing my debt?
• Would refinancing put more money into my pocket each month?
• Are my payments affordable?
• Will refinancing reduce the overall interest I will pay?

At St. George Beehive Credit Union, we know mortgage loans. Call 801-484-8811 today and ask us about the first-time home buyer tax credit.

St. George Beehive Credit Union provides comprehensive business banking services for many Washington businesses in a broad range of industries. Everything from business loans to business checking.

St. George Beehive Credit Union business checking accounts have no setup costs or monthly maintenance fees. A FREE Visa debit card is included as part of the business checking package. The card can be used around the country at CO-OP ATMs without incurring a transaction fee. FREE Direct Deposit service and Phone-24 access are also useful tools for business owners.

We also provide electronic Cash Management services designed specifically for business financial management. Payroll services, controlled account access and Quickbooks compatibility are just a few of the features.

St. George Beehive Credit Union has provided financing for many St. George small business owners through signature and auto loans, too. Members have used these loans to expand operations, purchase business vehicles, and invest in inventory. Call a St. George loan specialist at 801-484-8811 to discuss any business financing needs you may have.

Partnering with St. George Beehive Credit Union is a smart decision for St. George business owners!

You can choose Cash, Movie Tickets or an iTunes Gift Card. It doesn’t cost you anything to refer a friend, and this offer won’t last forever, so why not do it today?

You also receive rewards when you use your Beehive Platinum Rewards MasterCard at any merchant in or around the Santa Clara or Leeds area. If you need to refresh your memory about the specifics, see http://www.beehivecredit.com.

If you are planning to reward yourself with a new ride, apply for a St. George Beehive Credit Union auto loan. Beehive auto loans reward you with great low rate!

Great news for Washington residents with past credit problems: There is a new type of checking account available at St. George Beehive Credit Union. Second Chance checking can help those who need to rebuild their credit. Call us at 801-484-8811 or visit our banking website to apply.

The rewards keep on coming at St. George Beehive Credit Union!

At St. George Beehive Credit Union, we want to help those affected by financial hardship get back on track.

St. George Beehive Credit Union’s Second Chance Checking is designed to help people with past credit problems. The requirements are simple: a $15 setup fee and a low $10 monthly fee allows account holders to experience all the benefits of a St. George Beehive Credit Union checking account.

There are many free online services associated with St. George Beehive Credit Union checking accounts. See our Second Chance Checking website or call 801-484-8811 for details on Bill Pay, Check Imaging and e-statements.

St. George Beehive Credit Union is a full-service financial institution that serves members in the Leeds area.